By: Michael M. DiCicco, Esq. EMPLOYEE OR INDEPENDENT CONTRACTOR? Whether a worker is an employee or an independent contractor has serious repercussions under New Jersey and federal wage and hour laws from the perspective of both the worker and the company. For example: a)employees are entitled to be paid overtime if they work more than […]
Business Alert #1: The Post-COVID-19 Commercial Real Estate Market By: Michael M. DiCicco, Esq. The industrialist and philanthropist, Andrew Carnegie said: “The wise young man…of today invests his money in real estate.” According to Mr. Carnegie more fortunes in the United States have been created through investment in real estate than any other business venture. […]
Apple understands that packaging matters. The sleek iconic packaging of the iPad, iPod, and Mac laptop have contributed to sky rocketing sales for Apple. Steve Jobs credited packaging with the incredible success of Apple. Likewise, packaging of claims by physicians seeking reimbursement from third party payors matters. The right packaging of claims will enable physicians […]
In 1997, Congress enacted the Employee Retirement Income Security Act (“ERISA”). ERISA sets standards for health plans created by employers, unions, and other private entities that provide medical coverage for workers. Today, ERISA health insurance is the single largest segment of the United States health insurance market. As an incentive for private parties to provide […]
The first patents for electric bicycles were granted way back in the 1890’s. Until somewhat recently, electric bicycles or e-bikes failed to reach the mainstream due to their cost, short battery life and appearance. Sales of e-bikes prior to, and especially following the pandemic, however, have skyrocketed as they have become more affordable, more attractive, […]
Every day in America, a patient seeks treatment from an out of network doctor whose office then contacts an administrator of a health insurance plan to receive authorization to perform the medical procedure for a set amount. Often, after performing the medical procedure and presenting the health insurance claim form to the third party payor’s […]
Before I address this E-Newsletter’s topic, let me first say that I truly love dogs, especially my good friend’s Golden Retriever, Hunter. Despite my affection, I have learned that even the sweetest animal can end up in the “dog house.” At Maggs & McDermott we have handled many dog bite cases, which typically include both […]
You are involved in an automobile accident and you suffer a serious injury. You learn that the driver who hit you has either no insurance coverage at all or a policy with very low limits. What do you do? This month’s newsletter will explain both “uninsured” and “underinsured” motorist coverage. Most people purchase automobile insurance […]
From the desk of Jim Maggs… I am often asked questions about Estate Planning, both by clients and friends. The concept can be overwhelming and most people just do not know where to begin. In this issue of the Firm’s E-Newsletter, I have outlined several simple, yet important steps to help you begin to put […]
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